LIC HFL Apprentice Recruitment 2026: LIC Housing Finance Limited (LIC HFL) has announced 232 apprenticeship opportunities for graduates under its Apprenticeship Program-010. Applications opened on 20 October 2026, and the last date to complete the application and examination-fee formalities is 1 November 2026.
Selected candidates will undergo 12 months of practical training in the housing-finance sector and receive a monthly stipend of ₹14,150 or ₹16,650, depending on the training location.
The opportunity is intended for graduates who meet the age and apprenticeship eligibility conditions. Selection involves an online examination, followed by document verification and an interview.
An important point before applying: LIC HFL is offering apprenticeship training, not regular employment. Successful completion of the programme does not guarantee a permanent job with the company.
LIC HFL Apprentice Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organisation | LIC Housing Finance Limited |
| Programme | LICHFL Apprenticeship Program-010 |
| Position | Graduate Apprentice |
| Total Seats | 232 |
| Training Duration | 12 Months |
| Qualification | Graduation in Any Stream |
| Age Limit | 20–25 Years |
| Age Calculation Date | 1 October 2026 |
| Application Start Date | 20 October 2026 |
| Last Date to Apply | 1 November 2026 |
| Monthly Stipend | ₹14,150–₹16,650 |
| Online Examination | 7 November 2026 |
| Interview / Document Verification | 15 November 2026 |
| Application Mode | Online through NATS and subsequent BFSI SSC formalities |
| Official Website | https://www.lichousing.com/ |
LIC HFL Apprentice Recruitment 2026 Important Dates
| Event | Date |
|---|---|
| Recruitment Announcement | 20 October 2026 |
| Online Applications Begin | 20 October 2026 |
| Application Closing Date | 1 November 2026 |
| Last Date for Examination Fee | 1 November 2026 |
| Online Entrance Examination | 7 November 2026 |
| Document Verification and Interview | 15 November 2026 |
| Engagement Letters | Third Week of November 2026 (Tentative) |
| Reporting for Training | Fourth Week of November 2026 (Tentative) |
Candidates should not wait until the closing date because the application process involves both NATS registration and additional examination-related formalities.
LIC HFL Apprentice Vacancy Details 2026
| Post Name | Number of Seats |
|---|---|
| Graduate Apprentice | 232 |
| Total | 232 |
The apprenticeship opportunities are distributed across LIC HFL offices in several states and Union Territories.
Candidates should check the original programme notice for the complete location-wise seat distribution and available training preferences.
LIC HFL Apprentice Eligibility Criteria 2026
Educational Qualification
Candidates must have completed graduation in any discipline from an Indian university or institute recognised by UGC or AICTE.
The degree must have been completed by 1 October 2026, subject to the graduation-date conditions specified in the programme notice.
The published eligibility conditions also state that graduation must not have been completed before 1 October 2001.
Applicants should check their final degree completion date rather than assuming that appearing in the final semester is sufficient.
Age Limit
| Particulars | Age |
|---|---|
| Minimum Age | 20 Years |
| Maximum Age | 25 Years |
| Reference Date | 1 October 2026 |
Candidates should calculate their age on the prescribed reference date, not on the day they submit the application.
Previous Apprenticeship Restriction
A particularly important eligibility condition concerns previous apprenticeship training.
Candidates who already have a running, terminated or completed apprenticeship contract with another organisation are not eligible under the reported programme conditions.
This means that a graduate who has previously entered into an apprenticeship contract should verify eligibility carefully before paying the examination fee.
LIC HFL Apprentice Application Fee 2026
| Candidate Category | Fee |
|---|---|
| General / EWS / OBC – Male | ₹800 + GST |
| General / EWS / OBC – Female | ₹600 + GST |
| Transgender Candidates | ₹600 + GST |
| SC / ST | ₹200 + GST |
| PwBD | ₹200 + GST |
The examination-related charges are non-refundable.
Candidates should pay only through the officially prescribed BFSI SSC payment process.
LIC HFL Apprentice Monthly Stipend 2026
The stipend depends on the city in which the apprentice receives training.
| Training Location | Monthly Stipend |
|---|---|
| Specified Metro Cities | ₹16,650 |
| Other Cities and Towns | ₹14,150 |
The higher stipend applies to the specified cities of Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune and Surat.
How Much Can an Apprentice Receive in One Year?
For 12 months of training:
- At ₹16,650 per month, the total scheduled stipend is ₹1,99,800.
- At ₹14,150 per month, the total scheduled stipend is ₹1,69,800.
These figures are simple calculations based on 12 monthly payments. Actual payments remain subject to attendance and applicable programme conditions.
Stipend is not the same as a permanent employee’s salary. Apprentices should not assume that regular employee benefits, allowances or long-term service entitlements automatically apply.
Is LIC HFL Apprenticeship a Permanent Job?
No.
This programme provides structured on-the-job training for 12 months.
An apprentice is a trainee, not a regular LIC HFL employee.
The programme may help graduates gain practical exposure to housing finance, office procedures, customer service and financial operations. However, LIC HFL is not obligated to provide permanent employment after completion.
Candidates seeking guaranteed permanent employment should consider this distinction before applying.
LIC HFL Apprentice Selection Process 2026
Selection is expected to proceed through the following stages:
- Online entrance examination.
- Shortlisting based on the examination and applicable selection conditions.
- Document verification.
- Personal interview.
- Final engagement and apprenticeship joining formalities.
The entrance examination is scheduled for 7 November 2026, while document verification and interviews are scheduled for 15 November 2026.
LIC HFL Apprentice Exam Pattern 2026
The entrance examination will be conducted online in remote-proctored mode.
| Subject | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Reasoning Ability & Computer Aptitude | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Total | 100 | 100 |
Exam Duration: 60 Minutes
Examination Mode: Online Remote-Proctored Test
Languages: English / Hindi
The available recruitment information does not establish a confirmed negative-marking rule. Candidates should refer to the official examination information handout before making assumptions.
What Is a Remote-Proctored Examination?
A remote-proctored examination allows candidates to take a monitored online test using an eligible device with a working camera and internet connection.
Candidates may not need to travel to a conventional examination centre for this stage.
However, they must comply with the technical and identity-verification instructions communicated by the examination organiser.
Before the examination, applicants should check device compatibility, camera access, internet stability and the identification requirements.
LIC HFL Apprentice Exam Syllabus 2026
The examination covers four broad subject areas.
General and Financial Awareness
Candidates can revise banking terminology, financial institutions, current affairs, economic developments and basic financial concepts.
General English
Preparation may include grammar, vocabulary, sentence correction and reading comprehension.
Reasoning Ability and Computer Aptitude
Candidates may practise logical reasoning, analytical questions, computer fundamentals and common digital-office concepts.
Quantitative Aptitude
Useful preparation areas include percentages, ratios, averages, arithmetic calculations and data interpretation.
These are suggested preparation topics based on the notified examination sections, not a separately verified detailed syllabus PDF.
How to Apply Online for LIC HFL Apprentice Recruitment 2026
The application process involves more than simply creating a NATS account.
Step 1: Register on the NATS Portal
Visit https://nats.education.gov.in/ and complete student registration if you are not already enrolled.
Enter your educational and personal details accurately.
Save your NATS enrolment information.
Step 2: Follow the LIC HFL Programme Instructions
Locate the applicable LIC HFL apprenticeship opportunity and complete the prescribed application process.
Ensure that your qualification, age and apprenticeship history meet the eligibility conditions.
Step 3: Complete BFSI SSC Formalities
Eligible candidates must complete the additional information and examination-related requirements communicated by the Banking, Financial Services and Insurance Sector Skill Council of India.
This may include location preferences and examination-fee payment.
Step 4: Pay the Applicable Fee
Pay the correct category-wise amount through the officially communicated payment facility.
Do not transfer money to personal accounts or unofficial recruitment intermediaries.
Step 5: Save Your Application Details
Keep your NATS enrolment information, examination registration confirmation and payment receipt.
Monitor your registered email address for examination instructions.
Last Date: 1 November 2026
Documents to Keep Ready
Candidates should prepare:
- Aadhaar or other prescribed identification
- Graduation degree or provisional certificate
- Graduation marksheets
- Class 10 certificate for date-of-birth verification
- Recent photograph
- Signature
- Category certificate, if applicable
- PwBD certificate, if applicable
- NATS enrolment details
- Active mobile number and email address
Applicants should follow the exact upload requirements displayed on the official portal.
LIC HFL Apprentice Recruitment 2026 Important Links
| Description | Link |
|---|---|
| Apply Online / NATS Registration | Official NATS Portal |
| LIC HFL Official Website | LIC Housing Finance |
| LIC HFL Recruitment Information | Official LIC HFL Website |
| BFSI Sector Skill Council | BFSI SSC Official Website |
Candidates should obtain the exact programme-specific notification PDF and examination registration link from the official recruitment instructions. The links above are verified institutional destinations, not a confirmed direct application URL for Program-010.
LIC HFL Apprentice Recruitment 2026 FAQs
1. How many apprentice seats are available?
LIC Housing Finance has announced 232 apprenticeship seats under Program-010.
2. What is the last date to apply?
The application deadline is 1 November 2026.
3. Can graduates from any stream apply?
Yes. Graduates from recognised institutions may apply, subject to the qualification-date and other eligibility conditions.
4. What is the age limit?
Candidates must be between 20 and 25 years as of 1 October 2026.
5. What is the monthly stipend?
The stipend is ₹16,650 in specified metro cities and ₹14,150 in other locations.
6. Is this a permanent LIC job?
No. It is a 12-month apprenticeship programme, and permanent employment is not guaranteed.
7. When will the online examination take place?
The entrance examination is scheduled for 7 November 2026.
8. Can someone who has completed another apprenticeship apply?
The published eligibility conditions exclude candidates with a running, terminated or completed apprenticeship contract with another organisation.
9. Is NATS registration enough to complete the application?
No. Candidates must also complete the applicable LIC HFL and BFSI SSC examination formalities.
10. Where can I apply?
Applicants should begin with the official NATS portal at nats.education.gov.in and follow the programme-specific instructions.